Paying For It

Take it home, pay as you go

Every building we sell can go home on payments. How that works depends on whether it's wood or metal, so find your building below.

Wood buildings

Sheds, cabins, garages

Rent to own

Everyone qualifies

No application and no waiting on an approval. If the monthly payment fits your budget, pick a building and we'll set up the contract when it's delivered.

  • Open to anyone, everyone qualifies
  • First payment isn't due until a month after delivery
  • Available on every wood building
Nothing to fill out online Just pick your building. Call, stop by the lot, or send us a note and we'll handle the rest.

Financing

Coming Soon

We're working on adding a traditional loan option for wood buildings. Until then, rent to own is the way to go home on payments, and it has the added perk of no application at all.

Metal buildings

Carports, garages, barns

Financing

Installment loan

A straightforward loan through RTO National, not a lease. You pay it off over a set term at a rate that doesn't change.

  • As low as $0 down
  • Fixed APR and a fixed monthly payment, so the number never changes on you
  • Simple interest
Start a Loan Application Opens the RTO National application in a new tab.

Rent to own

Guaranteed approval

A lease with RTO National that doesn't depend on your credit. Approval is instant, and the building is yours once the lease is paid out.

  • No credit needed
  • Instant approval, guaranteed
  • Online application you can do from your phone
Start a Rent To Own Application Opens the RTO National application in a new tab.
Common Questions

What people ask before they sign

What's the difference between rent to own and financing?

Financing is a loan. You buy the building and pay the loan off over time with interest. Rent to own is a lease. You make monthly payments and the building is yours when the lease is paid out. It's the option that's open to everyone.

Do I need to apply before I pick a building?

For wood buildings, no. There's no application at all. For metal buildings there's a short online application through RTO National. Apply whenever you're ready, before or after you've settled on a building.

Who is RTO National?

They're the company that handles the loan and lease contracts on our metal buildings. When you click one of the application buttons above, you're filling out their form on their site. Once you're approved, we finish up the building order with you.

When is the first payment due?

On wood rent to own, the contract gets set up after delivery and your first payment is due a month later. On metal buildings, the payment schedule is spelled out in your RTO National agreement before you sign.

Can I just pay cash?

Always. Cash or check is preferred on delivery. Cards work too but add a 3% processing charge.

Not sure which one fits?

Tell us what you're after and roughly what you'd like to pay a month. We'll point you at the right option, no pressure.